Who Qualifies

Veteran Requirements

✓ Utah resident veteran
✓ Honorable discharge (DD-214 required)
✓ First-time homebuyer (no ownership in past 3 years)
✓ Purchasing primary residence

Loan Requirements

✓ Must use a Utah Housing participating lender
✓ VA loan through Utah Housing (or other UHC loan)
✓ Meet UHC income limits for Washington County
✓ Property in Utah, within UHC price limits

The Power of Combining: VA Loan + Veterans Grant

VA Loan Benefits

✓ 0% down payment
✓ No monthly mortgage insurance
✓ Competitive interest rates
✓ No loan limit (with full entitlement)

+ Veterans Grant

✓ $2,500 for closing costs
✓ Never repaid
✓ Reduces cash to close
✓ No impact on VA loan terms

Result: $0 down + $2,500 toward closing = minimal cash to close

Key Details

✓ Grant is applied at closing toward down payment and/or closing costs

✓ Does NOT need to be repaid — ever. No lien, no recapture.

✓ Must close on first primary residence in Utah

✓ Available through Utah Housing participating lenders

✓ Can combine with Utah Housing DPA second mortgage (confirm with lender)

Connect with Dan Stewart

Veteran buying in Washington County?

Dan Stewart helps veterans navigate the VA loan + Veterans Grant combination for maximum benefit. Get connected with a UHC lender who knows the program.

Phone: 435-862-3242

Email: washingtoncountyproperties@gmail.com

Serving: St. George and greater Washington County, Utah

Up to $2,500 True Grant for Veterans